Main Life Insurance

Have you already listed with Life insurance? If you haven't already, today we want to show you the reasons why you should consider the Main insurance as a guaranteed option to support the financial future of your loved ones in the event of death. Keep reading about one of the companies with the best life insurance in the United States!

Life Insurance Principal: What coverage options do you offer?

Whether you want to leave an inheritance to your descendants and thus cover their school or university bills, settle accounts pending payment even when you are absent, plan for your future retirement or are thinking of increasing your capital through an investment fund, Principal is the ally you need.

Next we show you the life policy options that Principal has for you:

1. Temporary coverage with Principal

A coverage for specific time periods that fits your budget and current condition, but the best part is that in addition to being one of the cheaper life insuranceYou can start with this economic option and later change it for a permanent coverage plan if you need it.

Term coverage options offered Principal are as follows:

• 10 years.
• 20 years.
• 30 years.
• Even one year for the shortest or specific terms.

2. Permanent coverage with Principal

If you want your children to enjoy death benefits without paying taxes, then permanent coverage may be the right option for you.

Long-term coverages are available with Principal in order to prepare your descendants financially speaking for the unforeseen.

Consider the following:

The monthly fee that you will have to pay for permanent coverage will undoubtedly be higher, but you can see it as a long-term investment, since you would be accumulating interest funds that your children or partner can use as cash value to pay for emergent expenses. .

It all sounds good so far, but ... What permanent coverage options do I find available with Principal?

Choose your measure within the 4 permanent coverage options offered Principal:

• Universal life coverage: This option is proven to be ideal for flexibility in death benefits that you want to inherit to your loved ones, as well as the option to customize your premiums.

  But as an extra bonus:

  Build up cash value and have the option of including collateral that increases the financial security of your loved ones in case you are gone.

• Indexed Universal Life Coverage: An enhanced option that you should urgently consider if you are looking not only to protect your family, but also greater potential for growth in cash value benefits.

  You can also start benefiting from the interest earned based on the linkage of a stock index.

  Thinking about penalties with other insurers? Well, don't worry about that! This coverage plan allows you to access tax-deferred cash benefits without being penalized.

• Variable universal life coverage: If you want to build more cash value, without being penalized once you access the cash values ​​that you have been able to amass and take advantage of the opportunity to generate additional income by converting cash values ​​into annuities, then don't let join us today. Principal with this plan.

• Survival coverage: It covers the lives of two people, with the advantage that in the case of the second life a payment will be received for their death. See it as a way to deduct taxes when planning your estate plan.

What is the main telephone number for customer service?

Are you ready to start your quote? If so, just contact the Main customer service By dialing the phone number 800-986-3343, from Monday to Friday, from 7:00 AM to 7:00 PM CT.

You can also fill your form to find a financial advisor in your area and thus solve your doubts or make a personalized quote.

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