Do you happen to know what are the benefits of getting an American Eagle credit card? Applying for a store credit card gives you regular rewards that other credit cards do not offer you. For example, with an American Eagle credit card, you can get gifts that you do not get with other credit cards. In some stores, they give you a pair of jeans after buying 5 pairs, or they can give you a free bra after you have bought 5. Additionally, you get 15 reward points for every dollar you spend in American Eagle stores with your cards.
Undoubtedly, this is something that we do not see on a daily basis compared to other credit cards from regular banks, which only give low interest in a return to any amount of money you can have with them. In the end, the banks are the ones that profit from your money, since they invest in loans from other clients and only return the minimum to you. Something to take into account when having this American Eagle card is that if you do not pay your statement on time, instead of saving money, you will end up paying much more, two or three times what you spent buying any item in the shop. This is the catch of this type of credit card in which many customers fall. Some of them are not well informed at the moment of acquiring their credit cards, they just go for all the juicy advantages, discounts, and perks these credit cards offer.
Pay American Eagle credit card
When it comes to paying your American Eagle credit card, you have several options. As mentioned before, you need to inform yourself very well when getting this type of credit card to avoid late payment fees and lots of moratorium interests for not paying on time. For this type of credit card, you cannot pay your credit card bill in stores. Unlike most businesses where you can get a credit card, and you can make your payments in stores, with this card, you can only pay your statement in 3 possible ways. Despite not being able to make payments at American Eagle stores, the payment methods are very simple and very comfortable for customers.
You can pay your American Eagle credit card online. You just have to log in with your credentials on the American Eagle credit website. For those customers that access for the first time, you can perfectly register through the website. The process is very simple, is like creating an email account in which you have to provide all your personal information. You will need your mother’s maiden name, your date of birth, the last four digits of your social security number, and a valid email address.
You will then be taken to an American Eagle credit card account management page in which you will have to log in to your account and click “pay online” in order to make a payment. As you may know, if you have any other credit cards, it is recommended to make at least the minimum payment to avoid any late payment penalties. Some Banks have $10 to $15 late payment penalties. This is a lot, and it is, of course, something that affects your pocket for not making your payments on time.
Paying online will give you the option to pay with your account bank number, you would have to submit this information and your bank account routing number before submitting your online payment. This has to be a US Bank and the payment will be posted to your credit card information.
Pay your American Eagle credit card by phone.
The second option you have to pay your American Eagle credit card is by mail. With this option, you can use cash or check to make your credit card payment. Paying by this method is very simple, you just have to write a check or get a money order made out to AEO, Inc. Credit Card, or mail the check or money order and your most recent statement to the following address: AEO, Inc. Credit Card Services, P.O. Box 530942, Atlanta, GA 30353-0942.
You need to be patient and allow some time for the letter to arrive and reach out to the payment center to be processed. Something you really need to take into consideration when paying like this is that you are responsible for late fees and interest that accrue on payments that arrive late. So, if you are thinking of using this payment method, make sure you send the letter with your check or money order ahead of time to avoid any late payment fees.
Pay by phone.
The last and the most traditional or conventional way to pay your credit card is by the phone like you would do it with any other credit card from any bank. You just have to call and pay for free using the automated system, otherwise, you’ll have to pay a $10 fee to pay your credit card by phone with the help of a customer service agent. Just call and enter your credit card number, your bank routing number and account numbers, and the amount you want to pay.
American Eagle Outfitters credit card.
Having an American Eagle Outfitters credit card brings along many many advantages you never imagined you would have with any other credit card. This is just a list of all the features of this card when buying clothes online using your AEO credit card:
- Get 20% discount on your first purchase with the AEO credit card.
- Free standard shipping.
- Obtain 15 points for each $1 USD you spend.
- 2,500 points are equal to a $10 reward.
- 20% coupon discount for your birthday.
- Buy 5 jeans and get 1 free.
- Buy 5 bras and get 1 free.
- 6 events per year for the cardholder.
- Online and from your phone credit card management.
- $0 responsibility in case of fraud.
- Get 5 points for each $1 USD you spend in any of the establishments that accept Visa credit cards.