How much does it cost

How much does a delivery cost in the United States?

Hello, we have investigated several hospitals in the United States to tell you how much a delivery costs in the United States, we hope that the information is useful for you.

Contents
Hide 1 How much does a delivery cost 1.1 Natural delivery price 1.2 Cesarean delivery price 2 Florida 2.1 Natural delivery (vaginal) 2.2 Cesarean delivery 3 New York 3.1 Natural delivery (vaginal) 3.2 Cesarean delivery 4 Texas 4.1 Natural delivery (vaginal) 4.2 Delivery with cesarean section 5 What does the insurance cover? 6 Ways to reduce expenses 6.1 Find better prices 6.2 Consider other options 6.3 Alternatives to medications 7 Types of insurance 7.1 Health insurance 7.2 Healthcare.gov 7.3 COBRA 7.4 Private insurance plan finder

How much does a delivery cost

On average, a delivery in the United States costs from $ 3,500 to $ 6,000 or even more, According to the Agency for Health Care Research and the Cost and Use of Quality Health Care Project, each person will pay a higher or lower price, below we tell you how much you would pay depending on the type of delivery.

Natural childbirth price

A natural birth, that is, a vaginal birth costs an average of $ 2,500 to $ 5,000 if complications do not occur, in some hospitals you will have to pay additional costs for the treatment and care provided.

Cesarean delivery price

If for some reason you want to have your baby by caesarean section, the average price is $ 4,500 to $ 9,000. These prices include the total length of care, the obstetrician fee (including prenatal care), the anesthesiologist fee, and the hospital care fee.

Florida

Natural (vaginal) delivery

  • with health insurance it costs an average of $ 7,000.
  • without health insurance it costs an average of $ 10,000.

Cesarean delivery

  • With insurance it costs an average of $ 10,500.
  • Without insurance it costs an average of $ 18,000.

New York

Natural (vaginal) delivery

  • with health insurance it costs an average of $ 8,500.
  • Without health insurance it costs an average of $ 15,000.

Cesarean delivery

  • With insurance it costs an average of $ 11,500.
  • Without insurance it costs an average of $ 20,000.

Texas

Natural (vaginal) delivery

  • with health insurance it costs an average of $ 6,500.
  • without health insurance it costs an average of $ 13,000.

Cesarean delivery

  • With insurance it costs an average of $ 10,000.
  • Without insurance it costs an average of $ 18,500.

What does the insurance cover?

Maternity services covered by health plans include:

  • Outpatient services, such as prenatal and postnatal doctor visits, gestational diabetes screenings, lab studies, medications, etc.
  • Inpatient services, such as hospitalization, doctor’s fees, etc.
  • Newborn baby care
  • Lactation counseling

Ways to reduce expenses

Find better prices

β€œUnlike an emergency medical situation, you can be a smart shopper. You can do some shopping ahead of time. ” Look for a hospital that offers good rates for delivery and postnatal care (yes, you can ask for it), and see if it is considered within your budget.

Consider other options

If you anticipate an uncomplicated delivery, consider using a birthing center rather than a hospital. The costs will range from about $ 3,000 to $ 4,000, which is about half of what a hospital delivery would cost. Just know that the birthing center cannot be considered in-network, so you could end up paying more out of pocket than you would at an in-network hospital. For a home birth, all costs are generally 100 percent out-of-pocket, but are generally much less expensive.

Talk to the hospital

Find out if the financing department at the hospital where you will deliver offers discounts for uninsured patients or if they will work with you to set up a payment plan.

Alternatives to medications

It is not a recommended option but you can explore whether there are generic alternatives to prescription drugs during prenatal or postnatal care. You may also be able to take over-the-counter prenatal vitamins instead of the prescribed ones.

Types of insurance

Individual health insurance may be an option, but take a good look at your options, as plans generally don’t cover maternity costs and sometimes legally treat pregnancy as a pre-existing condition (meaning it might not be well covered ). You may qualify for a federal or state health insurance program. Some that are available:

Health insurance

This federally funded program provides medical assistance to low-income families and individuals. Kathleen Stoll, Deputy Executive Director of Families USA , recommends that women explore this option even if they don’t think they qualify. “Income eligibility levels are higher for pregnant women, so don’t assume you’re not eligible,” she says. More information in: http://www.cms.gov/home/medicaid.asp

Healthcare.gov

It facilitates federally funded health centers that provide basic medical care, including prenatal care at a variable fee. And, as we mentioned earlier, it covers the costs of pregnancy. More information in: https://healthcare.gov/

COBRA

This program offers continuation of health coverage to individuals and families who lose their health benefits due to job loss or other qualifying circumstances. More information in: http://www.dol.gov/dol/topic/health-plans/cobra.htm

Private insurance plan finder

The government of the United States through the internet makes available to people a search engine in which they can consult different insurance plans. More information in: https://finder.healthcare.gov/

Pricing information source: BusinessInsider

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