Metlife Insurance | Why Metlife Auto Insurance?

Why Metlife insurance? When you are looking for a coverage plan, you want to make sure that this policy is according to your needs and budget scope.

That’s why today we will talk to you about Metlife and why you should choose them. Keep reading!

What is Metlife?

Metlife or also Metropolitan Life Insurance Company is the company of life insurances largest in the US Metlife is the insurer of more than 90 large Fortune 100 companies.


This company offers coverage in various regions around the world such as:

  • America.
  • Asia
  • Europe.
  • Middle East and Africa.

What type of insurance does Metlife offer?

Metlife has stood out mainly for offering life insurance, but it also offers other types of coverage, let’s see in more detail all the types of coverage that you can find in Metlife and why you should choose them:

1. Metlife car insurance

Metlife has car insurance, but between them his plan Metlife Auto & home has helped many drivers in savings of up to $ 591 or more annually.

Let’s see below why buy car insurance with Metlife it’s a smart decision:

  • His customer service is available 24/7 and you can make your claims when necessary, you just have to dial the number 1-800-422-4272 if you have purchased the policy on your own or call to 1-800-438-6381 in case you purchased the policy through your employer.

    You can also request a call from one of their representatives filling out this form.

    The interesting part:

    According to a study conducted by JD Power for 2020, this company is above average in satisfaction of the claims of its insured drivers.

  • If your car is left as a total loss, you can replace it as long as it has less than 15,000 miles or has not reached a year since its purchase.
  • You can receive discounts either for a good driving record, automated payment on your platform, for having good grades, for having passed a driving course, for the company where you work or for multi-policy with Metlife.
  • Auto parts replacement coverage option.
  • You can cover the difference in the balance pending payment of the vehicle in case you have requested a loan for its financing or rental with the Metlife gap insurance, in case the car has suffered an accident.
  • Save with your deductible benefit, earning $ 50 to $ 250 annually for each year that you have not made a claim. This amount can be used in the future that you need to make a claim in order to reduce the deductible if you were to have a car accident.
  • Get an initial discount of up to 25% for using your smartphone program My journey. This program helps you to monitor and improve distracted driving.

2. Home insurance

No matter the size of your home, if a natural disaster strikes, your home can be seriously damaged.


With Metlife You can protect your pocket against repairs for the damages that your home may suffer in the event of a natural disaster, fire or theft.

Let’s see what it offers Metlife in your homeowners coverage plans:

  • Total cost to rebuild your home, regardless of whether your coverage limits are not sufficient.
  • Liability coverage against legal bills in case of being sued for incidents or mishap inside the house.
  • Identity protection.
  • Coverage against losses in the house without depreciating its value.
  • Customer service 24 hours a day, 7 days a week, but it is also flexible in its payment methods and presentation of complaints, you just have to call (844) -877-1795.

3. Life insurance

To access the life insurance with Metlife, you need to contact your employer.

4. Dental insurance

It is worth mentioning that having a regular check-up with your dentist can prevent you from having to lose teeth or having to pay high costs at the dentist for dental-related surgeries.


Why choose one dental coverage with Metlife? Here are the reasons:

  • You want to be able to go to the dentist routinely from time to time to prevent dental problems and maintain your smile.
  • You want to prevent your pocket from paying high costs for services with the dentist that may be necessary and unexpected.
  • If you have a child, you will want more comprehensive dental coverage and thus save on dental expenses in case your child needs an appointment with the dental clinic.
  • In case you are a veteran of the US military forces, you will want you and your family to have access to a dental coverage plan.
  • If you are a federal employee of the United States or you are a retiree of the uniformed members of the USA, you should also access this dental coverage plan, as you would be eligible.

5. Vision insurance

Save on ophthalmologist or optometrist expenses with vision insurance from Metlife, you can find a provider by calling 1-855-638-3931.

6. Coverage for disability and absences

Being absent from work can mean lost wages for the days of absence, but with Metlife this can be covered. The options that are available are:

  • Short-term disability.
  • Long-term disability.
  • Paid family and medical leave.

7. Accident coverage

If you are at work and have an accident, this coverage plan works for you:

  • Treatment and medical service.
  • Personal injuries.
  • Hospitalization service.

Among others.

8. Critical Illness Insurance

Support your finances in case you have to pay high medical costs as a result of a critical illness.

9. Cancer insurance

This coverage plan is ideal if you suffer from a cancer disease, as it is responsible for paying the costs of treatment.

✅What does Metlife insurance cover?

The insurance of major medical expenses, It covers you in case you have been the victim of an accident or illness.

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