How to write a check is not a problem now, because Technology is advancing at a very fast pace these days, and many things are becoming outdated. If you need to write an amount on a check, but you are not completely sure how to write it, here you will find some advice.
Don’t be ashamed if you are one of those persons who do not know how to write a check. This is because they are not used much nowadays. Therefore, there are some unnoticed details.
To get to know the right way to write a check step by step. You will be happy that there are certain pages on the internet to help write figures in the right way, and the best thing is they are free.
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What’s the right way to write a check step-by-step?
Even though most transactions are made in digital form, it is still necessary to know how to write a check in the USA.
However, before issuing a check, consider that it is not the fastest way to move money, but many companies and persons use them today to make payments.
So, following there is a step-by-step guide about how to write out a check correctly:
- Write the date: all checks have a space where to write the current date, in other words, the date of issuing the check.
Some people prefer not to follow this first step on the current date, but nothing to be worried about.
- Write the name: Write the name of the person to be paid, that is to say, the beneficiary. This could be in favor of a person or a company or an institution as a bank or a school.
Consider that the name should be written correctly.
- Check amount: All checks have a blank square space on the upper right side, where to write the amount the beneficiary will receive.
Here, the amount should be expressed in complete numerical form, with digits, and cents. For example: “$15.25”.
- Amount in words: This step is to avoid frauds. Not to make mistakes, it is habitual to write this amount before the figures in the blank square. But remember that the written amount will have more value than the figures.
That’s why it is necessary to know how to write the numbers properly with the cents. For example: “Fifteen dollars and twenty five cents”.
- Sign the check: Before this last step, review that the previous steps are written correctly. The place for the sign is usually on the lower right of the check, and it should be as always.
- Memo or note: This step is if the beneficiary needs a reminder or information. This is optional and does not affect the check.
How to write a $ 1,500 check?
When issuing a check, it is important to know how to write numbers on a check. Many people need to be completely sure that they have written the amounts in the proper way.
There are web pages to certify that the written amount is correct, they are the following:
This tool converts numbers into words and any currency into dollars. Just write the amount in the upper box then make a click to generate the written part.
On this page there is a detailed list of some numbers written properly, it also has a calculator that allows writing numbers correctly.
Only write the figures on the upper part, then, there are three options: words, currency in dollars and to write checks. Choose one to have a result.
How to write a $ 800 check?
To write a $800 check is very simple, just follow the steps:
- Write the current date.
- Write the name of the beneficiary.
- Write the amount in figures or numbers, with cents. For example: $ 800,00.
- Then write the amount in words: Eight hundred. Capital letters could be used or not.
- Fill in the notification or memo if necessary.
- Finally, sign the check.
Suggestion: Decimals are not needed when the check has exact ($800) amounts. Only write “eight hundred dollars”
How to write a $1,000 check?
To make this check is very easy when you follow certain steps. To write the amount correctly just click on the link that includes a video which would be very useful to show step-by-step how to write a check for 1000 correctly.
How to write cents on a check?
It is easy to make a check. But, you may not think about how to write a check with cents. There are two ways to do this:
- First, place the amount after the “$” sign, after, place period (.) and then the amount of cents. In example: $ 5.10. Next, to place the amount in words, write: five and ten cents.
- Second, place the amount in words. Then, write the cents in the form of a fraction. In example: 10/100. So it will be as follows: five dollars and 10/100.
A sample how to write a check with a fractional number in dollars is: Five dollars and 10/100. First, write the number of the cents and after a slash write the one-hundred number.
How to write a check without cents?
To make a check without cents is very easy, just follow these steps:
- Write the issuing date.
- Write beneficiary’s name, it could be a person or company.
- Write the amount in figures or numbers, without cents. Add a period and two ceros. In example: $ 800.00
- Then, write the amount in words: Eight hundred 00/100.
- Finally, sign the check.
How to make a check void?
If you do not know how to write a void check, follow the subsequent steps:
- Have a pen available. It could be black or blue.
- Write the word “CANCELED”, on the front of the check and in big letters.
- You can also write “canceled” in smaller letters, on the date, on the beneficiary name, the amount and the sign.
- Make a copy of the void check and put it up. Take note of the check’s number too.
- In this form the check will be completely void.
How to fill out a Wells Fargo personal check
In the case of Wells Fargo, how to fill out a check?
Step 1: When writing a check you should write with a good quality black or blue dark ink pen.
Step 2: Don’t worry about the name and address because they are already printed on the check.
Step 3: If you are paying to the order of… you must write the name of the payee whether it is a company or an individual receiving the money.
Step 4: Continue with the amount line and write the value in letters. It is likely that you will not fill in the entire space and since you should not leave any blank space you will fill it in with a straight line to the end of the space.
Step 5: It is likely that the amount you need to pay is with cents, so for example if the value is 100.50, you will write in letters: one hundred and 50/100 and if the value of the check does not have cents and it is 100 you can write it: One hundred or one hundred and no/100.
Step 6: The reference number is the one that helps you with the tracking of the payments you make with checks, the recurring payments you make with your debit card and the automatic payments. When you write a check, you must record the number, date, payee and value in the check register and calculate your new balance.
Step 7: Write the value of the shock in numbers and if necessary with cents, but do not write the cents on the same line and do not write $ or any other currency because it is printed on the form.
Continuing with the same example if the value is 100, you will receive 100.00 and if it is a higher amount for example 1,000, you must write it in this way 1000 or 1,000.
Step 8: In the place that says Memo you will write the reason why you are writing the check, but it is optional, because where you see the bank numbers and the account numbers that are pre-printed you should not overwrite.
Step 9: RTN, is a preprinted number that you see on the lower left side of the check, it is a routing number that identifies the bank issuing the check and you will need it for a direct deposit.
Step 10: The pre-printed account number is unique and you will also need it for a direct deposit.
Step 11: Finally, you must complete the check with your signature as a token of approval of payment.
How to fill out a Chase Bank check
To fill out a Chase Bank check follow these steps:
Step 1: In the upper right corner you will see a space for you to write the date with day, month and year.
Step 2: In the pay to order section, fill in who you are paying. If it is an individual complete with their first and last names and if the recipient is a company complete with the full name, but check with the company to tell you the exact name you should put.
Step 3: In the Money Box field, fill in the value of the check including the cents if applicable and if the value of the check does not have cents write «00».
Then you will write that same amount of money in letters with cents if applicable. Keep in mind that the amount of money you entered in numbers must match the amount of money entered in letters, otherwise the check will not be valid.
Step 4: In the Minus or To section you can explain why you are writing the check.
Step 5: In the Signature field you must sign the check as a sign of approval for payment, by filling this field you affirm that the check is valid.
How to fill out a Bank of America Check
In a few easy steps you will be able to fill out a Bank of America check :
Step 1: On the first line of the check you will write the date in this order: month, day, year.
Step 2: Underneath you will read «pay to the order of and a space for you to fill in the name of the person you are paying or the company, then you will write the first and last names of that person or the name of the company you are paying.
Step 3: Next to the name space you will see another line to fill in with the value of the check in numbers «$».
Step 4: Below you will find another space for you to fill with the same amount of the amount to be paid with the check in letters, which will end in «Dollars», so for example if the amount to be paid is 220 dollars you will write: «two hundred and twenty and draw a line up to the word «Dollars pre-printed.
Step 5: For indicates that you can write why you are writing this check if you want.
Step 6: Next to the line where you wrote the reason for writing the check you will find another field with a line on which you will sign and finish without writing over the preprinted numbers.
How to fill out a Bancomer check
Filling out a Bancomer check is much simpler and in a few steps you will be able to fill it out for your recipient to cash the payment:
Step 1: The first line of the check should be filled with the date of the day you make the payment.
Step 2: On the next line you must write the name of the recipient, whether it is a company or an individual.
Step 3: Next to the recipient’s line you will write the value of the check in numbers and if the value has cents you will write them like this».50″ or whatever cents they are.
Step 4: Below you will find another line that you will complete with the same value but in letters reaching the end of the space with a drawn line.
Step 5: Finally you will find another line to the right to sign the check.
Example of how to fill out a check
Regardless of the banking institution, an example of how to fill out a check will always be useful:
- Every check starts with the current date, it is today’s date when you fill out your check.
- Also on all checks you will read «To the order of» for you to write the first and last names of the person you are paying or the company, but if you are not sure about the name of the individual or the company, ask for the correct spelling of the name.
- To the right is the space for you to write the value of the check in numbers. Since you cannot leave blank spaces, it is convenient that you start writing it on the left margin.
- Then you must receive the value of the check in capital letters. It must be equal to the amount in numbers, otherwise the check will be voided.
- Finally you must sign the check on the last line of the right margin. It must be the same signature that your bank has on file with your name.
- All checks have a space titled Para or Memo so you can write a note about why you are writing the check as part of your internal control and record keeping, although it is optional you may want to complete it.
- After you have written the check, make a paper or software record of each payment.
How to fill out a check to the IRS
If you owe money to the Internal Revenue Service for your income taxes, you can pay the IRS by check or money order. Make sure your IRS payment by check includes the information the tax agency needs to associate it with the payment and that you are sending the check to the IRS at the correct address. There are also options to pay online, wire money to the IRS and even pay cash.
Paying the IRS by check
If you need to pay money to the IRS, you have the option of paying by mailing a check. The IRS advises you to make your check payable to the U.S. Treasury. (Indicate «Department of Treasury») AND make sure the check is not stapled or paperclipped to your return or other documents.
You should make sure your check includes your name and address, a daytime telephone number, your Social Security number or other taxpayer identification number, and the tax year and tax form with which your payment should be associated. . Your contact information may be preprinted on your checks and you can add the other information to the memo field of your check.
If you are using a money order instead of a check, follow the same instructions.
Since your check will have your Social Security number, contact information and bank account information, be sure to handle it securely until you mail it.
Where to mail the check or money order to the IRS
Once you have written the check, check the IRS website to find out where to mail it. It varies depending on the tax form the payment is associated with and the state you live in. If you do not see instructions related to your situation, contact the IRS for assistance.
If you received a notice from the IRS, follow the instructions on that notice.
You may want to use a U.S. Postal Service product that will give you confirmation that the IRS has received your payment and return or that it was mailed. The IRS considers returns filed on time if they are mailed by the due date. You can obtain a certificate of mail service from the Postal Service showing when the documents were mailed or obtain a return receipt showing when it was received by the IRS.
If you choose to mail your tax payment:
- Make your check, money order or cashier’s check payable to the U.S. Treasury.
- Please note: Do not send cash through the mail. If you prefer cash payment, see «More Information» below.
- Enter the amount using all numbers ($ ###. ##).
- Do not use staples or paper clips to attach your payment to your voucher or return.
- Make sure your check or money order includes the following information:
- Your name and address
- Daytime telephone number
- Social Security number (SSN shown first if it is a joint return) or employer identification number
- Tax year
- Related tax form or notice number
- Send your payment to the address shown on the notice or instructions, or refer to the chart below.